The Demos team and its work features regularly in the press on the key issues of the day. Read our statements and articles by our team here.
Fintech has started to revolutionise the way we manage our money: companies such as Monzo and Revolut have transformed personal banking, and to many, fintech is the answer to helping more vulnerable people access financial services. However, the current crisis has shown...
We are using less cash each year. In 2015, cash made up only 45% of payments in the UK. First came plastic, then chip and pin, and then contactless technology, which is slowly turning our wallets, phones, rings and even...
Lynda Blackwell of the Financial Conduct Authority, the UK’s financial markets regulator, came under fire last week for describing Britain as having a ‘real issue with the last-time buyer’. Media coverage paraphrased her comments as suggesting that older homeowners are...
This week, the stranglehold that high street banks have over key bank services – like current accounts, small business lending, and mortgages – came back into view thanks to Ed Miliband’s eye-catching pledge to break up the bigger banks. This would...
Banking in Britain is not competitive – at least not in the way that you or I would understand. A market that works effectively is one in which consumers feel they have genuine choice. For most bank retail customers, and...
